Best Coverage
Verizon Do More Unlimited offers the best coverage in the country along with fast data speeds. It features top-rated performance and HD streaming. Unfortunately, it costs a bit more than comparable plans. What you’ll like is that Verizon provides the most reliable coverage in the country. It is the best carrier for ensuring that your calls and text get through no matter where you are. Verizon offers 70% 4G coverage across the country and is always at or near the top for speed and overall performance. You also get 22GB of 4G data per month, along with 15GB of mobile hotspot data.
Best Prepaid
Visible Wireless’s only plan comes with unlimited data, unlimited talk, unlimited hotspot data (capped at 5Mbps), and unlimited text. And it all costs $40 per month. The network is also very reliable because it uses Verizon’s network for coverage. Sprint has a cheaper plan, but this one has better coverage. The issue is the visible operates as an MVNO, meaning it uses someone else’s network, and it can be deprioritized on the network it shares. It means that Verizon will favor its own customers in a congested area over Visibles’ customers.
Best Unlimited
If you’re willing to spend, then the Verizon Get More Unlimited plan is the best-unlimited plan to buy. It’s the best out there until 5G comes along. You get 75 GB of 4G LTE data along with Verizon’s excellent coverage. Along with that, you get 20GB of mobile hotspot data and subscription to Apple Music. Of course, all this comes at a cost. Expect to pay over $20 per month more for this plan than any other unlimited plan out there. But if you use your phone for everything, this plan is worth it.
Best Family Plan
The Sprint Unlimited Plus plan is a great family plan that saves money. You also get good coverage if you live in a city and unlimited data at a reasonable price. If you opt for autopay, you can add up to a total of five lines free for one year. Of the two plans, we recommend choosing the one that provides better streaming quality. But you’re likely to experience slower speeds after you hit 50GB in a month.
Don’t Forget These Tips While Buying Home Insurance
If disaster strikes and your home is damaged, you should be focused on gaining back your sense of stability and not on the money the damage will cost you. Here are some tips to remember while buying home insurance.
What The Policy Covers
A standard homeowner’s insurance pays for damage to your possessions and property if there’s a fire, theft, vandalism, or a certain type of storm. It also provides liability coverage if someone from outside your home gets injured on your premises and sues you. If you’re temporarily displaced, your policy may also cover hotel bills under shelter costs.
Additionally, homeowner’s insurance can provide coverage for belongings outside your home too. If something is stolen from your car, it is likely your homeowner’s insurance will cover it, even if your car insurance doesn’t.
Choose The Best Agent
Before you choose your policy, make sure you spend a good amount of time researching agents. The agent you choose should be someone you trust—someone with good online reviews, or someone you know through a personal recommendation.
Having a good adjuster makes all the difference between the process of receiving benefits being exhausting or smooth. Don’t just shop around for a policy, search for the best agent.
Find Out What The Time Limit Is
When you’re buying a policy, find out what the time limit for reporting a claim is. Ensure you stick to the time limit because if you don’t, you will lose out on receiving the due benefits.
Save By Bundling Policies
You can save some money by bundling your homeowner’s insurance with other insurance policies you own. For example, you may get a discount if you purchase your car insurance and home insurance from the same company. However, the policy you buy should be beneficial to you.
File A Claim Even If You’re In Doubt
Sometimes, besides the major mishaps, what you think may not be covered by your insurance could be included in the policy. File a claim even if you’re in doubt about receiving any benefit.
However, don’t file frivolous claims because your claims history plays a role in determining the rates offered to you. If you keep filing redundant claims, your premium may be increased.
Remembering these little tips can help you get the best homeowner’s insurance, and make the best use of it as well!
